Need Texas Life Insurance Quotes?

Purchasing life insurance in Texas is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of life insurance that you choose to purchase. Regulations regarding life insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Texas life insurance.

Insolvency coverage is limited to $300,000 in life insurance death benefits, but not more than $100,000 in net cash surrender and net cash withdrawal values for life insurance; in the event that your insurance provider is unable to fulfill your policy.

In terms of debt collection, life insurance benefits, including proceeds and cash values are to be paid or rendered to the beneficiary or the insured. Texas employee uniform group insurance plans are exempt.

The Texas estate tax is designed to absorb the federal estate tax credit for state death taxes. No additional estate tax is imposed.

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