Need Maine Health Insurance Quotes?

Purchasing health insurance in Maine is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of health insurance that you choose to purchase. Regulations regarding health insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Maine health insurance.

Maine consumers have similar options from which to choose when they consider health insurance. Private companies offer individual health plans for qualified people. Group health plans cover the majority of state residents while those with low incomes may qualify for Medicaid.

Group health plans offer the best and most affordable insurance coverage. Burdened by the same rising costs as private companies, insurance companies offering group benefits try to reign in costs any way they can.

Maine offers consumers a very important safeguard when purchasing individual coverage. Unique among the states, Maine prohibits private companies from turning you down based on your health status. You may have to pay more, but at least you can purchase insurance.

Another important protection for individuals requires companies to issue standardized policies. This makes shopping for a policy easier for the consumer. One last consumer protection is the prohibition of the elimination rider. Elimination riders exclude some conditions for life. Maine does not allow this practice, which is a great benefit to residents of this northern state.

Additional Resources for Maine Health Insurance: