Need Hawaii Health Insurance Quotes?

Purchasing health insurance in Hawaii is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of health insurance that you choose to purchase. Regulations regarding health insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Hawaii health insurance.

Hawaii is unique among the states in requiring employers to provide health insurance to employees who work more than 20 hours per week. The Prepaid Health Care Act of 1974 was once heralded as a model to other states. Insurance costs are skyrocketing and health care providers and insurance companies are going out business. The state is searching for ways to lower the enormous economic burden on employers and employees.

To outsiders, employees in Hawaii have a great life since they only have to pay 1.5% of their monthly salary for health insurance premiums. Hawaiians also have no worries about their preexisting conditions being excluded from their policies because the state prohibits preexisting health condition waiting periods.

Unfortunately, life is not as easy as some people think. Hoping to avoid the high cost of providing insurance, many small businesses and other employers hire part time employees. Rising health care costs have forced many insurance companies and businesses to shut their doors.

Whatever avenue of change the State of Hawaii chooses, there is agreement on all sides that the state must act quickly to handle this growing healthcare crisis.

Additional Resources for Hawaii Health Insurance: