Need Georgia Health Insurance Quotes?

Purchasing health insurance in Georgia is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of health insurance that you choose to purchase. Regulations regarding health insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Georgia health insurance.

The State of Georgia is researching ways to combat the high cost of health insurance. Like every other state, their health care system is burdened by the bills left unpaid by the uninsured. They have made significant progress in combating this problem by introducing legislation to create a high-risk insurance pool and actively promoting their children’s health insurance plan to low income individuals.

While Georgia is researching better ways to help their uninsured population, consumers must take responsibility for their own health care and insurance. Employer-sponsored group health insurance is the most affordable option for consumers. These plans usually contain lower premiums and broader coverage than private plans.

People who find themselves without insurance have a few different choices to continue their health insurance coverage. They can elect COBRA. COBRA allows participants to continue coverage through their employer group health plan. Once COBRA is exhausted, consumers can choose a conversion policy through their former group health insurance company. As long as the consumer had six months of continuous coverage, they are eligible to participate in this plan for three months.

Low income Georgians may be eligible for Medicaid coverage through the state. Georgia offers a free cancer screening to qualified women.

If you are shopping for a private health insurance plan, be sure to read the limitations and exclusions of your prospective policy carefully. Since Georgia does not require insurance companies to offer the same standard coverages, you may find some conditions or procedures limited or excluded. Check with many different companies before finalizing a contract. Your agent can answer any questions you may have.

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