Need California Health Insurance Quotes?

Purchasing health insurance in California is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of health insurance that you choose to purchase. Regulations regarding health insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of California health insurance.

Three out of every five Californians has employer-sponsored group health insurance coverage. With the employer bearing a large portion of the costs associated for health benefits, covered workers pay less money out of their own pockets.

Seven percent of California citizens pay for their own health insurance. Because these individuals bear the entire health insurance expense, premiums paid by these consumers are much larger than costs for an employer-sponsored plan.

The uninsured portion of the population in California numbers about one out of every five people. Without health insurance, people are more at risk for disease, death, and injury. The California HealthCare Foundation is a nonprofit consumer advocacy group dedicated to helping bring down healthcare costs and bringing affordable health insurance to uninsured individuals.

Unfortunately, some chronically ill patients find themselves without health insurance and unable because of their illness to gain approval for a new policy. The California Major Risk Medical Insurance Plan was set up to provide insurance for 36 months to this group of people. The fund is paid with premiums from plan participants, by tobacco judgment funds, and by payments from private health insurance companies. At the end of the coverage period, insureds are guaranteed approval for health insurance from a private company.

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