Need Arkansas Health Insurance Quotes?

Purchasing health insurance in Arkansas is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of health insurance that you choose to purchase. Regulations regarding health insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Arkansas health insurance.

In the year 2000, the State of Arkansas decided to take a comprehensive look at the growing problem facing the health insurance industry. The Arkansas Center for Health Improvement (ACHI) examined the issues in detail. Their goal was to expand healthcare options and develop strategies to improve costs. Expansion of health insurance to uninsured Arkansas residents is number one on their list of problems to address.

In 1997, the Arkansas legislature enacted the Arkansas Health Insurance Portability and Accountability Act. Although this law is similar to the federal HIPAA legislation, Arkansas legislators felt that a state law was needed to define issues unique to their state. The law does not force insurance companies to offer coverage. It merely offers greater protection against cancellation and denial of coverage.

Like other states, Arkansas allows many private insurance companies to offer health insurance coverage to individuals. Employer-sponsored group plans are still the best option for working Arizonans. Members of small business group plans may pay higher premiums if someone in their group has a chronic illness.

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