Need Arizona Health Insurance Quotes?

Purchasing health insurance in Arizona is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of health insurance that you choose to purchase. Regulations regarding health insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Arizona health insurance.

Health insurance premiums have risen dramatically over the past several years. Consumers in the State of Arizona find the best and most affordable coverage with group health insurance plans sponsored by their employer.

The federal government has established certain rights to individuals who meet certain criteria under the Health Insurance Portability and Accountability Act (HIPAA). This law limits the rights of health insurance companies to deny and cancel coverage. In addition to the protections offered by HIPAA, some states have also limited the amount of premium that they charge certain high-risk individuals. Arizona does not deny companies the right to charge higher premiums to those with chronic health conditions. Preexisting conditions may be excluded for many individuals.

Consumers leaving the safety of employer-sponsored health plans usually have to choose from COBRA or a private insurance company. In Arizona, these consumers have the benefit of purchasing a conversion policy from the company that provided benefits to their former employer.

The Arizona Department of Insurance issues a report card on health insurance companies doing business in the state. This report can help shoppers choose the best company to suit their health insurance needs.

Additional Resources for Arizona Health Insurance: