Need Alabama Health Insurance Quotes?

Purchasing health insurance in Alabama is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of health insurance that you choose to purchase. Regulations regarding health insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Alabama health insurance.

Affordable health insurance is difficult to find anywhere these days. The State of Alabama offers many health insurance options to consumers. Among these choices are traditional health insurance plans from private insurance companies, Blue Cross and Blue Shield plans, Health Maintenance Organizations (HMO), Medicaid, and the Alabama Health Insurance Plan.

Alabama citizens who lose group health coverage or are uninsurable with private companies can purchase coverage through the Alabama Health Insurance Plan (AHIP). Set up by the Alabama legislature, AHIP insures people unable to find coverage elsewhere due to high risk or chronic health conditions.

Pre-existing conditions cannot be used as a reason to deny insurance coverage by both private and group insurance companies. This fact allows a greater number of people to buy more affordable health insurance than the higer cost AHIP plan.

Women who believe they may be at risk of cancer can seek free tests with the Alabama Breast and Cervical Treatment Program. Some breast or cervical cancer patients may qualify for a free treatment plan under the state Medicaid program.

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