Need Wisconsin Auto Insurance Quotes?

Purchasing auto insurance in Wisconsin is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of auto insurance that you choose to purchase. Regulations regarding auto insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Wisconsin auto insurance.

The state of Wisconsin currently has a Wisconsin's Financial Responsibility Law that demands that all drivers should to carry an insurance policy with at least liability coverage level of protection. At this time the state laws in Wisconsin allow to present the proof of financial responsibility with uninsured motorist protection instead of minimum insurance, but this can be changed at any time. It is advised to purchase at least a required liability policy.

There are several other requirements that deal with insurance policies. For example, Wisconsin car insurance should consist of at least $25,000 coverage for bodily injury for any one person, $50,000 coverage for bodily injury for all persons injured and $10,000 coverage for property damage. Driving without insurance (or proof of financial responsibility) can be punished by a revocation of driverís license and/or car registration (smaller penalty for first offenders).

Proof of insurance is not currently required to be carried in the vehicle at all times or even presented during the vehicle registration process. However, based on the trends in others states, there is a chance that this can change too. Wisconsin Department of Insurance administers most of the issues that deal with insurance requirements.

Resident that a not able to get insurance policies from commercial insurance companies can apply for the Wisconsin Automobile Insurance Plan that guarantees approval for a minimum amount of coverage.

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