Need Ohio Auto Insurance Quotes?

Purchasing auto insurance in Ohio is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of auto insurance that you choose to purchase. Regulations regarding auto insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Ohio auto insurance.

Ohio has various state laws and regulations that deal with insurance requirements set for the state drivers. For example, the liability insurance in Ohio has to include bodily injury liability protection and property damage liability protection. The Ohio state insurance limits require a minimum of $12,500 coverage for bodily injury for any one person, $25,000 coverage for bodily injury for all persons injured and $7,500 coverage for property damage.

In Ohio the proof of insurance is not required during registration but is required to be always present inside the vehicle. Driving without insurance verification may result in a penalty (suspension of driverís license for 90 days and a $75 fee for reinstatement). Insurance companies are required to notify the Department of Motor Vehicles about policy termination cases.

The Ohio Department of Insurance deals with most of the issues concerning insurance policies. All residents of the state are guaranteed the minimum insurance coverage. If someone can not obtain insurance the traditional way, they can apply for the Ohio Automobile Insurance Plan. This program will provide minimum coverage but usually at higher rates.

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