Need Indiana Auto Insurance Quotes?

Purchasing auto insurance in Indiana is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of auto insurance that you choose to purchase. Regulations regarding auto insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Indiana auto insurance.

All motorists in the state of Indiana are required to have liability insurance. This liability insurance should include both bodily injury liability and property damage liability protection components. The state insurance limits are 25/50/10. This means that Indiana car insurance should provide a minimum of $25,000 coverage for bodily injury for any one person, $50,000 coverage for bodily injury for all persons injured and $10,000 coverage for property damage.

Driving without insurance is considered a regulations offence in Indiana and will result in a license suspension for a 90 day period and $150 reinstatement fine. Evidence of car insurance that meets the minimum requirements should be provided at the time of registration and at the time of an accident.

All insurance companies that do business in Indiana are required to inform the Department of Motor Vehicles about Indiana car insurance cancellations and non-renewals. In a case of an accident insurance companies should be able to confirm the validity of insurance policies issued by them. As far as the car insurance expenses, they are considered relatively low in Indiana. According to the National Association of Insurance Commissioners, Indiana was ranked #38 in 2003 and #35 in 2002 (#1 is the most expensive).

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