Need Idaho Auto Insurance Quotes?

Purchasing auto insurance in Idaho is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of auto insurance that you choose to purchase. Regulations regarding auto insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Idaho auto insurance.

The state of Idaho has several laws and regulations that oversee the insurance policy requirements active within the boundaries of the state. As it is in many other states, liability insurance is a requirement for all Idaho drivers. The required Idaho car insurance components are bodily injury liability coverage and property damage liability coverage.

Idaho regulations place 25/50/15 minimum limits on liability insurance: $25,000 coverage for bodily injury for any one person, $50,000 coverage for bodily injury for all persons injured and $15,000 coverage for property damage. Proof of insurance is not required during the vehicle registration. It is required at all times inside the vehicle. Driving without insurance could result in a $75 fine, which is relatively small as compared to other states ($1000 fine in Hawaii, for example).

Insurance companies are required to notify Idaho Department of Motor Vehicles (DMV) about policy non-renewals and cancellations. They also have to confirm randomly chosen Idaho car insurance policies upon a request from DMV or other agency. The last thing to mention is the fact that according to the National Association of Insurance Commissioners, the average insurance expenditure ($585.34) in Idaho was one of the lowest in the nation (ranked #48, #1 being the most expensive) in 2003.

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