Need Georgia Auto Insurance Quotes?

Purchasing auto insurance in Georgia is an important matter and as such, it deserves significant thought and consideration. Several factors may affect your decision regarding the type and amount of auto insurance that you choose to purchase. Regulations regarding auto insurance vary from one state to the next. Be sure to consider the following facts, when considering the purchase of Georgia auto insurance.

The Georgia Insurance and Safety Fire Commissioner's Office is in charge of many insurance cases and regulations. According to Georgia regulations, any driver is required to have liability insurance before he or she can drive a vehicle. The liability insurance should include bodily injury liability coverage and property damage liability coverage. The state mandated limits are: $25,000 coverage for bodily injury for any one person, $50,000 coverage for bodily injury for all persons injured and $25,000 coverage for property damage.

You will be required to show the evidence of insurance when you are registering your vehicle. Also, the insurance policy evidence should always be present inside the vehicle. Refusal to comply with this requirement may result in a suspension of license for a 60 day period and suspension of vehicle registration.

Insurance companies in the state of Georgia are required to notify the state Department of Motor Vehicles about insurance policy cancellation and non-renewal cases. These insurance companies can also refuse to renew any insurance policy for a number of reasons. The last fact to mention is that according to the National Association of Insurance Commissioners, Georgia car insurance prices are considered to be median in the nation ($758.69 average insurance expense in 2003).

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